233 Sherry Lane Burleson, TX 76028
Phone: 817-426-5100 Local, 877-977-1099 Toll Free
Umbrella policies are designed to be extra (excess) coverage for casualty and liability exposures. Commercial auto policies and workman compensation policies will have maximum coverage at 1 million dollars coverage. Underlying general or professional liability policies usually have a maximum limit of 1 to 5 million dollars that a carrier will issue on the form. Additional coverage needs for these exposures are obtained through the umbrella policy. These forms usually have a minimum underlying limit the auto, workman compensation; general or professional liability policy must have and usually have a deductible that must be met before coverage is available. This coverage is truly for large losses not available for coverage not anticipated on the underlying policy.
American Tejas Insurance Services represents top A rated carriers for this form. Umbrella policies are usually applied for by submission and can require complete details, including copies of the underlying policy.
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